Dalbar - 401(k) Buyer's Guide



	Dalbar.com

Home

	CFO-DALABR 401(k) Website Rating

	DALBAR 401(k) Services

DALBAR Fiduciary Risk Assessment Confidential Disclosure

The 2008 Supreme Court decision in the case of LaRue v DeWolff exposes employers to claims of loss from any retirement plan participant, if there is a fiduciary breach. This new risk makes it critical to avoid fiduciary breaches. Fiduciary breaches are critical because many employees will make small claims, each of which may involve several thousand dollars in settlements and legal fees. The effect of these multiple cases can be very costly for even the most well-intentioned employer. Protection from these multiple claims requires that employers take steps to prevent fiduciary breaches and obtain adequate insurance, in the event of a claim. Prevention starts with correcting any existing breaches but complex rules and regulations make detecting breaches very difficult. Your current service providers may not be aware or highlight existing fiduciary breaches for fear of losing you as a client. The Fiduciary Risk Assessment (FRA) is simple first step in identifying existing fiduciary breaches. An employer can use FRA privately to determine if there are fiduciary breaches that increase exposure to employee claims by answering a series of confidential questions.
Please fill this form to receive the free Confidential Disclosure Worksheet and Guidelines. (* Required field)
Name and contact information for plan sponsor
Name:	^*
Title:
Company:	^*
Division:
Address:	^*

City:	^*
State:	^*
Zip	^*
E-mail Address:	^*
Phone Number:	^*
Type or name of plan:	^*
Total number of employees in company or division:	^*
Total number of participants in plan:	^*
Estimated or actual value assets in plan:	^*
Estimated average participant age:	^*
Estimated average participant income:	^*
Please list the name of up to six service providers and advisers that you currently use. Next to each name, please state the service(s) that your plan receives. Example: ABC Financial (Investments)	1: ^*
	2:
	3:
	4:
	5:
	6: